Investment strategies tailored to your needs and requirements
Our investment services are primarily aimed at investors with over £50,000 to invest or have already built up in ISAs, pensions, or investment accounts. However, if you have less than this we can help point you in the right direction so please get in touch.
Personal Asset Management will discuss with you your current financial situation and aspirations as to what you want to achieve, alongside establishing the level of risk you are comfortable with. We decide with you on the best investment strategy to meet your needs.
There are several aspects to investment risk, how you feel about risk, how much risk you can afford, or wish, to take and the risk of not meeting a particular goal or objective. In order to establish your attitude to risk, we ask you to complete a Risk Profiler Questionnaire. Once we have established the level or risk you are comfortable with, it will be discussed as to if this will give you the results you need and a portfolio will be offered accordingly.
The investment solutions will typically be multi-asset in order to diversify your capital. They will invest in shares (Equities), company and government debt (Bonds and Gilts) and property.
A Model Portfolio service is available. This is an advisory service rather than discretionary, the difference being you are involved in the decision process.
These are growth portfolios, where your aim for your investment is to achieve growth. Available in risk levels 3 – 8.
These are income portfolios, where your requirement for your investment is to have a regular income. Available in risk levels 3 – 6.
These are our Sustainable & Responsible Investment (SRI) portfolios, also known as Ethical Investing. It is the practice of investing money in companies and funds that have positive social impacts. We offer portfolios which give the investor peace of mind that the companies invested in rate high on an ethical scale, in areas such as the environment. For more information on SRI click here. Available in risk levels 3 – 6.
We also offer a bespoke service, which can take into account other investments held.
Our Model Performance
The above charts are simulated based on the current constituent funds of the Model Portfolios and based on a bid to bid price basis and assumes income is reinvested. Source of data is the Morningstar Workstation system. A deduction has been made against the figures for the platform costs and adviser’s ongoing service totalling 1.35%. The actual cost could be lower depending on the amount invested and the type of investment. The benchmark used is the ‘average’ for the relevant Mixed Investment or Flexible Investment Sector.
For independent, unbiased investment advice please call 01803 873978 or complete the form below and we will be in contact.