Buy to Let Mortgages

Start your property portfolio

Consider property as an investment

Buy to let mortgages are specifically for properties that will be rented out to a third party. There are a few ways these mortgages differ from traditional mortgages:

  • Interest rates are around 1 – 2% higher
  • The minimum deposit required is higher (usually 15%)

Typically the rent must cover 125% of the monthly mortgage payment. For example, if the mortgage is £400 a month, then the rent must be at least £500.

Personal Asset Management are independent so can search the whole of market to find you a buy to let mortgage that meets your needs.  Contact us on 01803 873978 to discuss your requirement or complete the form below:


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As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments

Personal Asset Management are Independent Financial Advisors with over 50 years combined experience.  We have clients throughout Torbay, Newton Abbot, Exeter and the South of England, with our office based in Kingskerswell.

Our services include investment advice, Inheritance Tax planning, pension advice and retirement planning, mortgages and equity release.