11th November 2020

The investment proposition Personal Asset Management offers is an Advisory Service because we have always believed clients should be encouraged to understand more about how their investments are doing and the reasons for making any changes to their portfolios.

Since March we have provided a monthly Investment Newsletter giving a commentary in order to help alleviate any worries you might have and to remind you that investing is a medium to long term commitment during which the Markets will rise and fall due to economic or ‘World’ events.

We have detailed Market response, economic outlook and have focused on individual sectors. This information has been well received and has prompted us to review the ongoing service we provide.

At the moment, clients receive regular Investment Valuations, a half-year Investment Report on their portfolios, together with an Annual Review.  The half-year Investment Report gives a market summary, details how a client’s own portfolio has performed and is an opportunity for us to detail any fund changes we are recommending.

We now propose a quarterly Investment Report which will include any fund changes that might be recommended.  The quarterly investment report will not include information on the performance of clients’ individual portfolios, and this will be provided half-yearly in a new ‘Portfolio Return’ report.

The Annual Review will of course remain and the following table shows when reports will be provided, with a summary of the report given below the table.

Personal Asset Management Ongoing Service Chart

Investment Valuation

This is the report that details how your investments are performing and includes details of the funds used.  You will receive this quarterly.

If you are on our Client Portal, your Investment Valuation will be uploaded during the first few days of the month.  There will be a slight delay for valuations sent in the post as we will send all documents (newsletter etc) together.

 Portfolio Return Report

Every six months you will receive a report which will details how your own individual portfolios have performed.

 Portfolio Update

This quarterly update will include any recommended fund changes that might be recommended in order to align your investments with our model portfolios.

We monitor our model portfolios on a monthly basis and should circumstance dictate that a change within the portfolio is needed between quarterly updates, then we will of course contact you.

This report will not include information on the performance of your individual portfolios.

Fund Focus Newsletter

We will provide information on a particular fund that is held or sector used within your portfolio, which we hope will be informative and of interest to you.